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Swiss Buyers' Info
Property Types in Switzerland
Property Restrictions for Foreigners
Purchase Process and Costs
Buying Off-Plan
Mortgages
Buying in the Name of a Company
Rental Income and Running Costs
Rental Obligations
Investment and Selling
Annual Property Taxes
Staying in Switzerland and Swiss Residency
Square Metre Calculations
How much can I borrow from a Swiss bank?
Swiss banks will lend up to 70% of the purchase price. The loan is usually in the form of a current account overdraft secured on the property repayable over 25 years. We can introduce you to a bank which has all the documentation in English and is used to dealing with International clients.
Citizens of the United States and some other countries may struggle to borrow from Swiss banks but we work with one or two specialist banks and a broker who will be able to help you – please ask us for details.
Information correct as of 1st January 2024. This may change as rules and regulations change often, so please contact us directly if you have any specific enquiries.
Citizens of the United States and some other countries may struggle to borrow from Swiss banks but we work with one or two specialist banks and a broker who will be able to help you – please ask us for details.
Information correct as of 1st January 2024. This may change as rules and regulations change often, so please contact us directly if you have any specific enquiries.
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